Tuesday, January 26, 2010


As I get closer to finishing college forever I realize there are things I must face about "the real world" that I have ignored until now.  As Heath and I discussed our future together we came to realize that I have more debt than I realized.  I had to take out a loan to pay for college and now that I am close to being done I realize that I have to pay it off.  A loan is not free money, instead it will come back to bite you in the butt later on.  Sadly, in my naivety I didn't save a penny during college.  Not until Heath came along that is.  Now, my debt may seem small in comparison to those who had to take out loans for a private school, but the ways they affect me are still great.  Heath and I know that when we get married we will have bills to pay, bills that up until then our parents have graciously paid for.  So our goal is to pay off my debt before we get married.  As severe as that seemed to me at first, I now know the benefit of it.  With faith in God I have no doubt that we will be able to fully pay off my debt as fast as possible.  Already we have lowered it faster than I thought we would.  Heath has been so loving and kind in accepting my debt as his own and working with me to pay it off.  God has truly blessed me with someone who sees the value in not having outstanding debts and to be wise about the ways you spend your money.  These are all things that I just never gave much thought to. 
So far Heath and I have been utilizing craigslist.com to sell instruments, electronics and whatever else we can manage to find.  We have also been using half.com to sell old books, CD's, and DVD's to get a little profit that adds up quickly.  So my question for you is, do you have any special methods for making money quickly?  If so, I would love to hear some recommendations as I am constantly trying to save and make money where I can.  Both Heath and I work and every penny that isn't going towards expenses is going straight to my debt.  I am so blessed by Heath and it hurts my heart to know I am the one who is bringing the burden of debt into this relationship.  But the lessons I am learning and the knowledge I am gaining about Heath is something I am glad to learn now instead of later in life.  By dealing with these issues now we save ourselves the potential of pain and frustration in our future.  =]

1 comment:

  1. What a great thing to consider! Makes me think I should check out how far into debt I am. I keep thinking of all the ways I can spend my money, but now is the time to start saving. That Heath's a keeper :)

    Christy Baggett